Overview
- When a child stops being a dependent, the child support table amount is recalculated for the remaining children. The reduction is NOT proportional — the per-child amount often increases for remaining children.
- Support does not end automatically at 18. The payor must apply for a variation or the parties must agree to change the order. Stopping payments unilaterally creates arrears.
- If a child leaves home for university but remains financially dependent, they may still qualify as a “child of the marriage” and support may continue.
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One of the most counterintuitive moments in family law is when a child turns 18 and leaves home — and the remaining child support obligation increases per child. This happens because the federal child support tables are not simply divided by the number of children. The table amount for two children is not double the amount for one child; the per-child rate changes at each level. When a family goes from two children to one, the total amount decreases, but the amount per remaining child can go up significantly.
How the Table Recalculates
The federal child support tables have separate columns for 1, 2, 3, 4, 5, and 6+ children. When a child is no longer a dependent, the table amount is looked up for the new number of children — it is not simply reduced by a fraction. For example, at $85,000 income in Ontario:
3 children
$1,731/mo
$577/child
2 children
$1,296/mo
$648/child
1 child
$831/mo
$831/child
When the family goes from 3 to 2 children, the total drops by $435 but the per-child amount increases from $577 to $648. Going from 2 to 1, the total drops by $465 but the per-child amount jumps from $648 to $831 — a 28% increase per remaining child. This is not a bug; the tables are designed this way because a household with fewer children has lower fixed costs (housing, utilities) to spread across.
Support Does Not End Automatically
A child turning 18 (or 19 in some provinces) does not automatically terminate child support. The existing court order or agreement remains in force until it is formally varied by the court or the parties agree in writing to change it. A payor who simply stops paying creates arrears — which accrue interest and can be enforced through garnishment, licence suspension, or contempt proceedings.
To change the support amount, the payor must either: (a) negotiate a new agreement with the other parent, reflecting the reduced number of dependent children, or (b) apply to the court for a variation under section 17 of the Divorce Act, demonstrating a material change in circumstances (a child reaching the age of majority and becoming independent qualifies).
DO NOT STOP PAYING WITHOUT A NEW ORDER
Even if you believe a child is no longer a dependent, you must continue paying the amount in the existing order until it is formally changed. Unilateral reductions create arrears that courts are extremely reluctant to forgive — the Divorce Act presumes arrears are enforceable as ordered.
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A child who turns 18 but remains financially dependent — typically because they are pursuing post-secondary education — may still qualify as a "child of the marriage" under the Divorce Act. In these cases, support may continue even though the child is legally an adult. Courts assess whether the child is pursuing a reasonable education, maintaining adequate academic progress, and remains unable to withdraw from the parents' charge. For a full discussion, see our article on support for adult children.
Impact on Spousal Support
When a child becomes independent, the spousal support calculation may also change. Under the SSAG with-child formula, child support is deducted from each parent's income before INDI is calculated. A lower child support amount means more income is available in the INDI pool, which can change the spousal support range. Additionally, the duration framework shifts: with fewer (or no) dependent children, the with-child formula may give way to the without-child formula, with different duration rules.
Running the calculator with the new number of children shows the updated combined picture — both the new child support amount and the revised spousal support range.
Sources & Further Reading (3)
Federal Child Support Guidelines, SOR/97-175, s. 3 (table amounts by number of children)
Divorce Act, RSC 1985, c 3 (2nd Supp), s. 2(1) ("child of the marriage"), s. 17 (variation orders)
Canada Gazette, Part II, Vol. 159, No. 14 — SOR/2025-166 (current Federal Child Support Tables)
This article is for general information only and does not constitute legal, financial, or tax advice. Family law matters vary by jurisdiction and individual circumstances. Consult a qualified family law lawyer or tax professional licensed in your province for advice specific to your situation.
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